John Partridge
Co-CEO
John Partridge is the former President of Visa Inc., where he oversaw marketing, product, client services, processing, and technology. As Chief Operating Officer, he led Visa’s transformation from a member-owned association into a global, publicly traded company. Prior to this, John served as the first President and CEO of Inovant, managing VisaNet, Visa’s electronic payment processing service. Earlier in his career, John was Senior Vice President and CIO at UNUM Corporation, leading enterprise-wide technology operations. Before that, he managed systems, operations, and consumer banking at Banco de Credito del Peru and spent 10 years at Wells Fargo Bank.
Sophie Lo
Co-CEO
Sophie Lo is a veteran entrepreneur with over 30 years of experience in venture capital, M&A, biotech, and real estate funding across global markets. She is the co-founder and managing partner of Assetfort Wealth Management and Redwire Capital a major investor in Velo, where she has served as a board director for four years. Sophie has been instrumental in advising Velo’s leadership team and advocating for its founders. Her diverse background includes roles as a business owner, M&A turnaround specialist, fintech investor, and real estate financier. This breadth of experience, combined with her extensive global network, positions her uniquely as Velo’s Co-CEO.
John DeRaedt
Chief Technology Officer
John DeRaedt is the CTO at Velo Payments, with over 35 years in software development and innovation. He has crafted solutions for startups and global giants like Experian, Visa, Boeing, and Ford. As a Velo founding member, John drives the company’s technical strategy, playing a key role in its rise as a leader in payment technology. His deep experience and innovation are essential to Velo’s success.
Daniel Kufeld
Chief Financial Officer
Daniel Kufeld, CPA/PFS, is CFO of Velo Payments Inc. and YapStone, Inc., with 30+ years in finance, tax, and investment management. He co-founded Assetfort Wealth Management, a venture fund focused on real estate, payment technology, and cryptocurrency. He also co-founded Redwire Capital, a major Velo investor. Previously, Daniel held senior leadership roles at firms including Deloitte, KPMG, and Ernst & Young and co-led an investment management practice overseeing more than $1 billion in assets. He ensures Velo’s fiscal health and strategic growth.
Maria Segovia
Chief Compliance Officer
Maria C. Segovia is Velo Payments’ Group Chief Compliance and Risk Officer, with 25+ years in compliance and governance across 130+ countries. She oversees AML, risk, and regulatory programs. Previously, she led Unimoni and TimesofMoney, driving compliance and licensing across multiple markets. Maria’s leadership underpins Velo’s strong compliance framework.